Victoria Motor Company

Buying a car is one of the largest purchases you may ever make during your lifetime, yet it is also one of the most vulnerable of all you investments. Every year over 500,000 cars are stolen. Car crime, insurance write-offs and depreciation are all hazards of modern motoring. Your insurance company may be able to cover most of the damage, but who will pay for your outstanding finance payments? Who will pay for the difference between your company's payout and the original price you paid for your vehicle?

Don't gamble with the large investment you've made in your vehicle. Check out the valuable cover that either GAP or RTI insurance can offer you.

Which is best for me?

Your choice between GAP & RTI relies on how you originally purchased the vehicle. If you have paid for the car outright, you will need our Return To Invoice cover to ensure you get back what you paid for the vehicle in the event of a claim. If you are paying for the car on a finance agreement, then our Guaranteed Asset Protection cover will make sure that if your insurance payout falls short, you wocn't be left with the outstanding finance that you owe. Of course, this is subject to the terms & conditions contained in the policy document.

Guaranteed Asset Protection (GAP) Insurance

A total loss need not be a total disaster. If your car is stolen or written-off, GAP will pay the difference between the amount paid by your insurance company and any outstanding finance on the vehicle. Subject to the limits set out in the policy document.