ASSET PROTECTION FROM AUTOPROTECT

In the unfortunate event that your car is written off after an accident, flood, fire or theft, you will receive a settlement figure from your insurance company for what they think your car is worth.

Depending on how long you've owned the car, it is highly likely that this figure will be less than the original price you paid for it, or the amount won't cover the outstanding finance on your agreement.

GUARANTEED ASSET PROTECTION

To mitigate these shortfalls and protect you against any financial loss on your new car, you can purchase Return To Invoice (RTI) cover or Guaranteed Asset Protection (GAP) insurance.

You can choose to add either or both of these optional products from AutoProtect to your new car purchase from Victoria Motor Company. Our sales staff will be happy to answer any questions or clarify the policy benefits and exclusions.

Watch Our Video

Combined GAP and RTI Insurance

A write-off doesn't need to be a total disaster

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HOW RETURN TO INVESTMENT COVER WORKS

RTI cover is designed to pay-out any difference between the settlement figure received from your insurance provider and the price you originally paid for the vehicle.

How RTI Works
Can you give me an example?
You pay £18,500 for your vehicle. Your vehicle is written off. Your motor insurance company pay-out is £12,000. An RTI pay-out of £6,500 tops it up to the price you originally paid.

HOW GUARANTEED ASSET PROTECTION WORKS

GAP insurance pays the difference between the settlement figure received from your insurance provider and the amount you still owe on your finance agreement.

How GAP Works
Can you give me an example?
You pay £18,500 for your vehicle. Your vehicle is written off. Your motor insurance company pays out £12,000 but you still owe £19,200 on your finance agreement. A Finance GAP pay-out of £7,200 makes up the difference.