Simplicity

SIMPLICITY

Dedicated and experienced Business Manager on site to guide you.

Convenience

CONVENIENCE

Finance arranged on the day.

Reassurance

REASSURANCE

Fixed rates, fixed repayments.

Leaves Your Money Free

LEAVES YOUR MONEY FREE

Loans secured on the vehicle.

Credit Problems

CREDIT PROBLEMS?

We can help you!

Find your perfect car & apply for finance now

Victoria Motor Company offer flexible finance on all our vehicle. You can view the monthly payments against each vehicle in our stocklist.

Here at Victoria Motor Company, we have over 50 years of experience in the motor industry. That is why you can trust us to help find the right car finance deal for you. We are able to offer a choice of car finance deals to suit a range of budgets allowing you to drive away in the car you want. Repayments can be made over 1 to 5-year terms with low or even no deposit.

We only work with a select panel of lenders, which means we can work with you to find the best finance deal, on the car you want, in a budget that works for you and your family. If that is Hire Purchase (HP), or Personal Contract Purchase (PCP), we can guide you through your options using our 50+ years in the motor industry to help you make the right choice.

Motonovo
Blackhorse
Blue Motor
MoneyWay

Guaranteed Asset Protection

Autoprotect

CONSIDER THE SIGNIFICANT BENEFITS OF COMBINED GUARANTEED ASSET PROTECTION

Imagine your vehicle is declared a write-off by your insurer due to an accident, flood, fire or theft.

Now imagine discovering that your insurance company settlement will not match the original price you paid for your vehicle.

This is a scenario faced by motorists every day. Even if you are not liable, you are almost certain to find a shortfall between the amount you receive in settlement and the price you originally paid. This shortfall could be a significant sum depending on the rate of depreciation of your vehicle.

WHO WILL PROTECT YOU AGAINST THIS FINANCIAL LOSS?

For peace of mind and for the protection your vehicle needs, consider the cover Combined Guaranteed Asset Protection can offer.

Combined Guaranteed Asset Protection is an OPTIONAL facility available from this dealership. Our sales consultants will be happy to answer your questions or clarify the policy benefits and exclusions.

Watch our Video

Combined GAP and RTI Insurance

A total Loss need not be a total disaster

 Play

HOW COMBINED GUARANTEED ASSET PROTECTION WORKS

Combined Guaranteed Asset Protection incorporates Return to Invoice cover (or RTI) and Finance Guaranteed Asset Protection (or Finance GAP).

RTI is designed to pay-out any difference between the settlement made by your motor insurance company and the price you originally paid for the vehicle.

If your vehicle is written off, Finance GAP pays the difference between the settlement made by your motor insurance company and the amount you still owe on your finance agreement.

Combined Guaranteed Asset Protection covers you however you paid for the vehicle and will pay-out the greater of the Finance GAP or RTI amount, up to the purchase price of the vehicle. However, there are specific exclusions (see Benefits and Exclusions below).

Benefits and Exclusions

How RTI Works
Can you give me an example?
You pay £18,500 for your vehicle. Your vehicle is written off. Your motor insurance company payout is £12,000. An RTI pay-out of £6,500 tops it up to the price you originally paid.
How GAP Works
Can you give me an example?
You pay £18,500 for your vehicle. Your vehicle is written off. Your motor insurance company pays out £12,000 but you still owe £19,200 on your finance agreement. A Finance GAP pay-out of £7,200 makes up the difference.